CostIndexUSA

Chicago, IL vs San Antonio, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

IL
Chicago
103.6
overall index
$2,100/mo rent
More AffordableTX
San Antonio
94.7
overall index
$1,375/mo rent

San Antonio is moderately cheaper than Chicago — 8.6% lower overall cost of living.

To match an $80,000 salary in Chicago, you would need $73,100 in San Antonio. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing15.5%
Chicago
112
San Antonio
94.6
🛒 Groceries12.6%
Chicago
107.3
San Antonio
93.8
🚗 Transportation4.2%
Chicago
105.5
San Antonio
101.1
🏥 Healthcare4.3%
Chicago
95.5
San Antonio
91.4
Utilities1.7%
Chicago
83.6
San Antonio
82.2

Salary Equivalency Calculator

Enter your current salary in Chicago to see what you'd need to earn in San Antonio to maintain the same purchasing power.

$
Equivalent salary in San Antonio, TX
$73,100
$6,900 less needed in San Antonio

Formula: salary × (94.7 ÷ 103.6) = salary × 0.9141. Based on BEA Regional Price Parities.

Housing Market

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

San Antonio, TX

Median Home Price
$274,000
Median Monthly Rent
$1,375
Housing Index
94.6
Price-to-Rent Ratio
16.6×

Chicago has 15.5% lower housing costs compared to San Antonio.

Income & Job Market

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

San Antonio, TX

Median Household Income
$73,200
Per Capita Income
$41,700
Unemployment Rate
4.3%
Population
1,434,625
Top Industries
MilitaryHealthcareTourismManufacturingGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

San Antonio, TX
4.4×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.