CostIndexUSA

Chicago, IL vs San Diego, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Chicago
103.6
overall index
$2,100/mo rent
CA
San Diego
111.9
overall index
$2,875/mo rent

Chicago is moderately cheaper than San Diego — 8.0% lower overall cost of living.

To match an $80,000 salary in Chicago, you would need $86,400 in San Diego. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+60.1%
Chicago
112
San Diego
179.3
🛒 Groceries+0.7%
Chicago
107.3
San Diego
108
🚗 Transportation0.9%
Chicago
105.5
San Diego
104.6
🏥 Healthcare0.9%
Chicago
95.5
San Diego
94.6
Utilities+108.4%
Chicago
83.6
San Diego
174.2

Salary Equivalency Calculator

Enter your current salary in Chicago to see what you'd need to earn in San Diego to maintain the same purchasing power.

$
Equivalent salary in San Diego, CA
$86,400
$6,400 more needed in San Diego

Formula: salary × (111.9 ÷ 103.6) = salary × 1.0801. Based on BEA Regional Price Parities.

Housing Market

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

San Diego, CA

Median Home Price
$904,000
Median Monthly Rent
$2,875
Housing Index
179.3
Price-to-Rent Ratio
26.2×

San Diego has 60.1% higher housing costs compared to Chicago.

Income & Job Market

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

San Diego, CA

Median Household Income
$103,700
Per Capita Income
$59,100
Unemployment Rate
4.7%
Population
1,386,932
Top Industries
MilitaryTechnologyTourismBiotechnologyHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

San Diego, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.