CostIndexUSA

Chico, CA vs Des Moines, IA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Chico
101.2
overall index
$1,575/mo rent
More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent

Des Moines is moderately cheaper than Chico — 9.4% lower overall cost of living.

To match an $80,000 salary in Chico, you would need $72,500 in Des Moines. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.8%
Chico
91.9
Des Moines
84.7
🛒 Groceries10.9%
Chico
105.2
Des Moines
93.7
🚗 Transportation7.3%
Chico
105.3
Des Moines
97.6
🏥 Healthcare7.3%
Chico
95.3
Des Moines
88.3
Utilities46.7%
Chico
158.8
Des Moines
84.6

Salary Equivalency Calculator

Enter your current salary in Chico to see what you'd need to earn in Des Moines to maintain the same purchasing power.

$
Equivalent salary in Des Moines, IA
$72,500
$7,500 less needed in Des Moines

Formula: salary × (91.7 ÷ 101.2) = salary × 0.9061. Based on BEA Regional Price Parities.

Housing Market

Chico, CA

Median Home Price
$390,000
Median Monthly Rent
$1,575
Housing Index
91.9
Price-to-Rent Ratio
20.6×

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Chico has 7.8% lower housing costs compared to Des Moines.

Income & Job Market

Chico, CA

Median Household Income
$63,200
Per Capita Income
$36,000
Unemployment Rate
6.9%
Population
101,475
Top Industries
EducationHealthcareAgricultureManufacturingRetail

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chico, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.