CostIndexUSA

Chico, CA vs Lancaster, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Chico
101.2
overall index
$1,575/mo rent
More AffordablePA
Lancaster
98.3
overall index
$1,500/mo rent

Lancaster is slightly cheaper than Chico — 2.9% lower overall cost of living.

To match an $80,000 salary in Chico, you would need $77,700 in Lancaster. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+2.1%
Chico
91.9
Lancaster
93.8
🛒 Groceries4.3%
Chico
105.2
Lancaster
100.7
🚗 Transportation2.6%
Chico
105.3
Lancaster
102.6
🏥 Healthcare2.6%
Chico
95.3
Lancaster
92.8
Utilities32.4%
Chico
158.8
Lancaster
107.3

Salary Equivalency Calculator

Enter your current salary in Chico to see what you'd need to earn in Lancaster to maintain the same purchasing power.

$
Equivalent salary in Lancaster, PA
$77,700
$2,300 less needed in Lancaster

Formula: salary × (98.3 ÷ 101.2) = salary × 0.9713. Based on BEA Regional Price Parities.

Housing Market

Chico, CA

Median Home Price
$390,000
Median Monthly Rent
$1,575
Housing Index
91.9
Price-to-Rent Ratio
20.6×

Lancaster, PA

Median Home Price
$372,000
Median Monthly Rent
$1,500
Housing Index
93.8
Price-to-Rent Ratio
20.7×

Lancaster has 2.1% higher housing costs compared to Chico.

Income & Job Market

Chico, CA

Median Household Income
$63,200
Per Capita Income
$36,000
Unemployment Rate
6.9%
Population
101,475
Top Industries
EducationHealthcareAgricultureManufacturingRetail

Lancaster, PA

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
3.2%
Population
59,322
Top Industries
HealthcareManufacturingRetailTourismAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chico, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Lancaster, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.