CostIndexUSA

Cincinnati, OH vs Dayton, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OH
Cincinnati
95.4
overall index
$1,525/mo rent
More AffordableOH
Dayton
92.7
overall index
$1,300/mo rent

Dayton is slightly cheaper than Cincinnati — 2.8% lower overall cost of living.

To match an $80,000 salary in Cincinnati, you would need $77,700 in Dayton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing17.0%
Cincinnati
87.6
Dayton
72.7
🛒 Groceries≈ Equal
Cincinnati
93.8
Dayton
93.6
🚗 Transportation≈ Equal
Cincinnati
104
Dayton
103.9
🏥 Healthcare≈ Equal
Cincinnati
94.1
Dayton
94
Utilities+4.8%
Cincinnati
91
Dayton
95.4

Salary Equivalency Calculator

Enter your current salary in Cincinnati to see what you'd need to earn in Dayton to maintain the same purchasing power.

$
Equivalent salary in Dayton, OH
$77,700
$2,300 less needed in Dayton

Formula: salary × (92.7 ÷ 95.4) = salary × 0.9717. Based on BEA Regional Price Parities.

Housing Market

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

Cincinnati has 17.0% lower housing costs compared to Dayton.

Income & Job Market

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.