CostIndexUSA

Cincinnati, OH vs Des Moines, IA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OH
Cincinnati
95.4
overall index
$1,525/mo rent
More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent

Des Moines is slightly cheaper than Cincinnati — 3.9% lower overall cost of living.

To match an $80,000 salary in Cincinnati, you would need $76,900 in Des Moines. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing3.3%
Cincinnati
87.6
Des Moines
84.7
🛒 Groceries≈ Equal
Cincinnati
93.8
Des Moines
93.7
🚗 Transportation6.2%
Cincinnati
104
Des Moines
97.6
🏥 Healthcare6.2%
Cincinnati
94.1
Des Moines
88.3
Utilities7.0%
Cincinnati
91
Des Moines
84.6

Salary Equivalency Calculator

Enter your current salary in Cincinnati to see what you'd need to earn in Des Moines to maintain the same purchasing power.

$
Equivalent salary in Des Moines, IA
$76,900
$3,100 less needed in Des Moines

Formula: salary × (91.7 ÷ 95.4) = salary × 0.9612. Based on BEA Regional Price Parities.

Housing Market

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Cincinnati has 3.3% lower housing costs compared to Des Moines.

Income & Job Market

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.