CostIndexUSA

Cincinnati, OH vs Gainesville, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableOH
Cincinnati
95.4
overall index
$1,525/mo rent
FL
Gainesville
96.7
overall index
$1,650/mo rent

Cincinnati is slightly cheaper than Gainesville — 1.4% lower overall cost of living.

To match an $80,000 salary in Cincinnati, you would need $81,100 in Gainesville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+6.2%
Cincinnati
87.6
Gainesville
93
🛒 Groceries+2.6%
Cincinnati
93.8
Gainesville
96.2
🚗 Transportation≈ Equal
Cincinnati
104
Gainesville
103.8
🏥 Healthcare≈ Equal
Cincinnati
94.1
Gainesville
93.9
Utilities3.1%
Cincinnati
91
Gainesville
88.2

Salary Equivalency Calculator

Enter your current salary in Cincinnati to see what you'd need to earn in Gainesville to maintain the same purchasing power.

$
Equivalent salary in Gainesville, FL
$81,100
$1,100 more needed in Gainesville

Formula: salary × (96.7 ÷ 95.4) = salary × 1.0136. Based on BEA Regional Price Parities.

Housing Market

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Gainesville has 6.2% higher housing costs compared to Cincinnati.

Income & Job Market

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.