CostIndexUSA

Cincinnati, OH vs Lexington, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OH
Cincinnati
95.4
overall index
$1,525/mo rent
More AffordableKY
Lexington
92.9
overall index
$1,500/mo rent

Lexington is slightly cheaper than Cincinnati — 2.6% lower overall cost of living.

To match an $80,000 salary in Cincinnati, you would need $77,900 in Lexington. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing12.0%
Cincinnati
87.6
Lexington
77.1
🛒 Groceries+2.6%
Cincinnati
93.8
Lexington
96.2
🚗 Transportation2.2%
Cincinnati
104
Lexington
101.7
🏥 Healthcare2.2%
Cincinnati
94.1
Lexington
92
Utilities18.0%
Cincinnati
91
Lexington
74.6

Salary Equivalency Calculator

Enter your current salary in Cincinnati to see what you'd need to earn in Lexington to maintain the same purchasing power.

$
Equivalent salary in Lexington, KY
$77,900
$2,100 less needed in Lexington

Formula: salary × (92.9 ÷ 95.4) = salary × 0.9738. Based on BEA Regional Price Parities.

Housing Market

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Lexington, KY

Median Home Price
$313,000
Median Monthly Rent
$1,500
Housing Index
77.1
Price-to-Rent Ratio
17.4×

Cincinnati has 12.0% lower housing costs compared to Lexington.

Income & Job Market

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Lexington, KY

Median Household Income
$70,000
Per Capita Income
$39,900
Unemployment Rate
3.8%
Population
322,570
Top Industries
HealthcareEducationManufacturingAgricultureGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Lexington, KY
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.