CostIndexUSA

Cincinnati, OH vs Lynchburg, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OH
Cincinnati
95.4
overall index
$1,525/mo rent
More AffordableVA
Lynchburg
89.4
overall index
$1,300/mo rent

Lynchburg is moderately cheaper than Cincinnati — 6.3% lower overall cost of living.

To match an $80,000 salary in Cincinnati, you would need $75,000 in Lynchburg. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.1%
Cincinnati
87.6
Lynchburg
63.9
🛒 Groceries+3.2%
Cincinnati
93.8
Lynchburg
96.8
🚗 Transportation≈ Equal
Cincinnati
104
Lynchburg
103.5
🏥 Healthcare≈ Equal
Cincinnati
94.1
Lynchburg
93.7
Utilities3.5%
Cincinnati
91
Lynchburg
87.8

Salary Equivalency Calculator

Enter your current salary in Cincinnati to see what you'd need to earn in Lynchburg to maintain the same purchasing power.

$
Equivalent salary in Lynchburg, VA
$75,000
$5,000 less needed in Lynchburg

Formula: salary × (89.4 ÷ 95.4) = salary × 0.9371. Based on BEA Regional Price Parities.

Housing Market

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Lynchburg, VA

Median Home Price
$277,000
Median Monthly Rent
$1,300
Housing Index
63.9
Price-to-Rent Ratio
17.8×

Cincinnati has 27.1% lower housing costs compared to Lynchburg.

Income & Job Market

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Lynchburg, VA

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
2.9%
Population
82,168
Top Industries
HealthcareEducationManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Lynchburg, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.