CostIndexUSA

Columbia, MO vs St. Louis, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMO
Columbia
89.4
overall index
$1,350/mo rent
MO
St. Louis
95.1
overall index
$1,400/mo rent

Columbia is moderately cheaper than St. Louis — 6.4% lower overall cost of living.

To match an $80,000 salary in Columbia, you would need $85,100 in St. Louis. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+14.2%
Columbia
69.2
St. Louis
79
🛒 Groceries+6.2%
Columbia
94.2
St. Louis
100
🚗 Transportation+6.0%
Columbia
97.7
St. Louis
103.6
🏥 Healthcare+6.0%
Columbia
88.4
St. Louis
93.7
Utilities18.7%
Columbia
86
St. Louis
69.9

Salary Equivalency Calculator

Enter your current salary in Columbia to see what you'd need to earn in St. Louis to maintain the same purchasing power.

$
Equivalent salary in St. Louis, MO
$85,100
$5,100 more needed in St. Louis

Formula: salary × (95.1 ÷ 89.4) = salary × 1.0638. Based on BEA Regional Price Parities.

Housing Market

Columbia, MO

Median Home Price
$308,000
Median Monthly Rent
$1,350
Housing Index
69.2
Price-to-Rent Ratio
19.0×

St. Louis, MO

Median Home Price
$262,000
Median Monthly Rent
$1,400
Housing Index
79
Price-to-Rent Ratio
15.6×

St. Louis has 14.2% higher housing costs compared to Columbia.

Income & Job Market

Columbia, MO

Median Household Income
$69,400
Per Capita Income
$39,600
Unemployment Rate
2.9%
Population
126,254
Top Industries
EducationHealthcareGovernmentTechnologyFinance

St. Louis, MO

Median Household Income
$78,200
Per Capita Income
$44,600
Unemployment Rate
3.6%
Population
319,294
Top Industries
HealthcareFinanceManufacturingTechnologyEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Columbia, MO
4.3×income-to-rent ratio

77% of income left after rent (median)

St. Louis, MO
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.