CostIndexUSA

Dallas, TX vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Dallas
103.1
overall index
$1,625/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Dallas — 10.1% lower overall cost of living.

To match an $80,000 salary in Dallas, you would need $71,900 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing43.9%
Dallas
117.9
Utica
66.1
🛒 Groceries3.0%
Dallas
102.8
Utica
99.7
🚗 Transportation2.0%
Dallas
104.7
Utica
102.6
🏥 Healthcare1.9%
Dallas
94.7
Utica
92.9
Utilities+45.4%
Dallas
90.7
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Dallas to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$71,900
$8,100 less needed in Utica

Formula: salary × (92.7 ÷ 103.1) = salary × 0.8991. Based on BEA Regional Price Parities.

Housing Market

Dallas, TX

Median Home Price
$358,000
Median Monthly Rent
$1,625
Housing Index
117.9
Price-to-Rent Ratio
18.4×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Dallas has 43.9% lower housing costs compared to Utica.

Income & Job Market

Dallas, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
1,304,379
Top Industries
FinanceTechnologyHealthcareTelecommunicationsReal Estate

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Dallas, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.