CostIndexUSA

Denver, CO vs Fort Collins, CO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Denver
105.8
overall index
$1,850/mo rent
More AffordableCO
Fort Collins
101.1
overall index
$1,875/mo rent

Fort Collins is slightly cheaper than Denver — 4.4% lower overall cost of living.

To match an $80,000 salary in Denver, you would need $76,400 in Fort Collins. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing17.9%
Denver
146.9
Fort Collins
120.6
🛒 Groceries4.9%
Denver
101
Fort Collins
96.1
🚗 Transportation≈ Equal
Denver
104.4
Fort Collins
104.8
🏥 Healthcare≈ Equal
Denver
94.5
Fort Collins
94.8
Utilities6.5%
Denver
87.9
Fort Collins
82.2

Salary Equivalency Calculator

Enter your current salary in Denver to see what you'd need to earn in Fort Collins to maintain the same purchasing power.

$
Equivalent salary in Fort Collins, CO
$76,400
$3,600 less needed in Fort Collins

Formula: salary × (101.1 ÷ 105.8) = salary × 0.9556. Based on BEA Regional Price Parities.

Housing Market

Denver, CO

Median Home Price
$559,000
Median Monthly Rent
$1,850
Housing Index
146.9
Price-to-Rent Ratio
25.2×

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Denver has 17.9% lower housing costs compared to Fort Collins.

Income & Job Market

Denver, CO

Median Household Income
$103,100
Per Capita Income
$58,800
Unemployment Rate
3.6%
Population
715,522
Top Industries
TechnologyAerospaceEnergyHealthcareTourism

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Denver, CO
4.6×income-to-rent ratio

78% of income left after rent (median)

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.