CostIndexUSA

Denver, CO vs Garland, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Denver
105.8
overall index
$1,850/mo rent
More AffordableTX
Garland
103.1
overall index
$1,775/mo rent

Garland is slightly cheaper than Denver — 2.6% lower overall cost of living.

To match an $80,000 salary in Denver, you would need $78,000 in Garland. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing19.7%
Denver
146.9
Garland
117.9
🛒 Groceries+1.8%
Denver
101
Garland
102.8
🚗 Transportation≈ Equal
Denver
104.4
Garland
104.7
🏥 Healthcare≈ Equal
Denver
94.5
Garland
94.7
Utilities+3.2%
Denver
87.9
Garland
90.7

Salary Equivalency Calculator

Enter your current salary in Denver to see what you'd need to earn in Garland to maintain the same purchasing power.

$
Equivalent salary in Garland, TX
$78,000
$2,000 less needed in Garland

Formula: salary × (103.1 ÷ 105.8) = salary × 0.9745. Based on BEA Regional Price Parities.

Housing Market

Denver, CO

Median Home Price
$559,000
Median Monthly Rent
$1,850
Housing Index
146.9
Price-to-Rent Ratio
25.2×

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Denver has 19.7% lower housing costs compared to Garland.

Income & Job Market

Denver, CO

Median Household Income
$103,100
Per Capita Income
$58,800
Unemployment Rate
3.6%
Population
715,522
Top Industries
TechnologyAerospaceEnergyHealthcareTourism

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Denver, CO
4.6×income-to-rent ratio

78% of income left after rent (median)

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.