CostIndexUSA

Denver, CO vs Santa Barbara, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCO
Denver
105.8
overall index
$1,850/mo rent
CA
Santa Barbara
108.8
overall index
$2,275/mo rent

Denver is slightly cheaper than Santa Barbara — 2.8% lower overall cost of living.

To match an $80,000 salary in Denver, you would need $82,300 in Santa Barbara. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+3.1%
Denver
146.9
Santa Barbara
151.4
🛒 Groceries+4.2%
Denver
101
Santa Barbara
105.2
🚗 Transportation+0.9%
Denver
104.4
Santa Barbara
105.3
🏥 Healthcare+0.8%
Denver
94.5
Santa Barbara
95.3
Utilities+70.4%
Denver
87.9
Santa Barbara
149.8

Salary Equivalency Calculator

Enter your current salary in Denver to see what you'd need to earn in Santa Barbara to maintain the same purchasing power.

$
Equivalent salary in Santa Barbara, CA
$82,300
$2,300 more needed in Santa Barbara

Formula: salary × (108.8 ÷ 105.8) = salary × 1.0284. Based on BEA Regional Price Parities.

Housing Market

Denver, CO

Median Home Price
$559,000
Median Monthly Rent
$1,850
Housing Index
146.9
Price-to-Rent Ratio
25.2×

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Santa Barbara has 3.1% higher housing costs compared to Denver.

Income & Job Market

Denver, CO

Median Household Income
$103,100
Per Capita Income
$58,800
Unemployment Rate
3.6%
Population
715,522
Top Industries
TechnologyAerospaceEnergyHealthcareTourism

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Denver, CO
4.6×income-to-rent ratio

78% of income left after rent (median)

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.