CostIndexUSA

Des Moines, IA vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent
KY
Louisville
93.1
overall index
$1,350/mo rent

Des Moines is slightly cheaper than Louisville — 1.5% lower overall cost of living.

To match an $80,000 salary in Des Moines, you would need $81,200 in Louisville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.2%
Des Moines
84.7
Louisville
78.6
🛒 Groceries+2.7%
Des Moines
93.7
Louisville
96.2
🚗 Transportation+4.1%
Des Moines
97.6
Louisville
101.6
🏥 Healthcare+4.2%
Des Moines
88.3
Louisville
92
Utilities11.3%
Des Moines
84.6
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Des Moines to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$81,200
$1,200 more needed in Louisville

Formula: salary × (93.1 ÷ 91.7) = salary × 1.0153. Based on BEA Regional Price Parities.

Housing Market

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Des Moines has 7.2% lower housing costs compared to Louisville.

Income & Job Market

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.