CostIndexUSA

Des Moines, IA vs Ontario, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent
CA
Ontario
106.4
overall index
$2,475/mo rent

Des Moines is significantly cheaper than Ontario — 16.0% lower overall cost of living.

To match an $80,000 salary in Des Moines, you would need $92,800 in Ontario. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+52.7%
Des Moines
84.7
Ontario
129.3
🛒 Groceries+8.2%
Des Moines
93.7
Ontario
101.4
🚗 Transportation+8.9%
Des Moines
97.6
Ontario
106.3
🏥 Healthcare+8.9%
Des Moines
88.3
Ontario
96.2
Utilities+75.7%
Des Moines
84.6
Ontario
148.6

Salary Equivalency Calculator

Enter your current salary in Des Moines to see what you'd need to earn in Ontario to maintain the same purchasing power.

$
Equivalent salary in Ontario, CA
$92,800
$12,800 more needed in Ontario

Formula: salary × (106.4 ÷ 91.7) = salary × 1.1603. Based on BEA Regional Price Parities.

Housing Market

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Ontario, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Ontario has 52.7% higher housing costs compared to Des Moines.

Income & Job Market

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Ontario, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
175,265
Top Industries
LogisticsHealthcareManufacturingRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Ontario, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.