CostIndexUSA

Des Moines, IA vs Santa Barbara, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent
CA
Santa Barbara
108.8
overall index
$2,275/mo rent

Des Moines is significantly cheaper than Santa Barbara — 18.6% lower overall cost of living.

To match an $80,000 salary in Des Moines, you would need $94,900 in Santa Barbara. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+78.7%
Des Moines
84.7
Santa Barbara
151.4
🛒 Groceries+12.3%
Des Moines
93.7
Santa Barbara
105.2
🚗 Transportation+7.9%
Des Moines
97.6
Santa Barbara
105.3
🏥 Healthcare+7.9%
Des Moines
88.3
Santa Barbara
95.3
Utilities+77.1%
Des Moines
84.6
Santa Barbara
149.8

Salary Equivalency Calculator

Enter your current salary in Des Moines to see what you'd need to earn in Santa Barbara to maintain the same purchasing power.

$
Equivalent salary in Santa Barbara, CA
$94,900
$14,900 more needed in Santa Barbara

Formula: salary × (108.8 ÷ 91.7) = salary × 1.1865. Based on BEA Regional Price Parities.

Housing Market

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Santa Barbara has 78.7% higher housing costs compared to Des Moines.

Income & Job Market

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.