CostIndexUSA

Duluth, MN vs Rochester, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent
MN
Rochester
90.8
overall index
$1,625/mo rent

Duluth is slightly cheaper than Rochester — 2.3% lower overall cost of living.

To match an $80,000 salary in Duluth, you would need $81,800 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+10.5%
Duluth
71.1
Rochester
78.6
🛒 Groceries≈ Equal
Duluth
95.3
Rochester
95.4
🚗 Transportation≈ Equal
Duluth
96.8
Rochester
96.8
🏥 Healthcare≈ Equal
Duluth
87.6
Rochester
87.6
Utilities≈ Equal
Duluth
87.3
Rochester
87.4

Salary Equivalency Calculator

Enter your current salary in Duluth to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, MN
$81,800
$1,800 more needed in Rochester

Formula: salary × (90.8 ÷ 88.8) = salary × 1.0225. Based on BEA Regional Price Parities.

Housing Market

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Rochester, MN

Median Home Price
$324,000
Median Monthly Rent
$1,625
Housing Index
78.6
Price-to-Rent Ratio
16.6×

Rochester has 10.5% higher housing costs compared to Duluth.

Income & Job Market

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Rochester, MN

Median Household Income
$85,200
Per Capita Income
$48,600
Unemployment Rate
2.8%
Population
121,395
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Rochester, MN
4.4×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.