CostIndexUSA

El Paso, TX vs San Francisco, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
El Paso
89.9
overall index
$1,500/mo rent
CA
San Francisco
115.6
overall index
$3,075/mo rent

El Paso is significantly cheaper than San Francisco — 28.6% lower overall cost of living.

To match an $80,000 salary in El Paso, you would need $102,900 in San Francisco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+173.5%
El Paso
71.2
San Francisco
194.7
🛒 Groceries+15.7%
El Paso
93.8
San Francisco
108.5
🚗 Transportation+10.3%
El Paso
101.1
San Francisco
111.5
🏥 Healthcare+10.4%
El Paso
91.4
San Francisco
100.9
Utilities+109.0%
El Paso
82.6
San Francisco
172.6

Salary Equivalency Calculator

Enter your current salary in El Paso to see what you'd need to earn in San Francisco to maintain the same purchasing power.

$
Equivalent salary in San Francisco, CA
$102,900
$22,900 more needed in San Francisco

Formula: salary × (115.6 ÷ 89.9) = salary × 1.2859. Based on BEA Regional Price Parities.

Housing Market

El Paso, TX

Median Home Price
$226,000
Median Monthly Rent
$1,500
Housing Index
71.2
Price-to-Rent Ratio
12.6×

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

San Francisco has 173.5% higher housing costs compared to El Paso.

Income & Job Market

El Paso, TX

Median Household Income
$59,000
Per Capita Income
$33,600
Unemployment Rate
4.2%
Population
678,815
Top Industries
GovernmentMilitaryHealthcareRetailManufacturing

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

El Paso, TX
3.3×income-to-rent ratio

69% of income left after rent (median)

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.