CostIndexUSA

El Paso, TX vs Waco, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
El Paso
89.9
overall index
$1,500/mo rent
TX
Waco
92.6
overall index
$1,450/mo rent

El Paso is slightly cheaper than Waco — 3.0% lower overall cost of living.

To match an $80,000 salary in El Paso, you would need $82,400 in Waco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.3%
El Paso
71.2
Waco
83.5
🛒 Groceries≈ Equal
El Paso
93.8
Waco
93.8
🚗 Transportation≈ Equal
El Paso
101.1
Waco
101.1
🏥 Healthcare≈ Equal
El Paso
91.4
Waco
91.4
Utilities1.9%
El Paso
82.6
Waco
81

Salary Equivalency Calculator

Enter your current salary in El Paso to see what you'd need to earn in Waco to maintain the same purchasing power.

$
Equivalent salary in Waco, TX
$82,400
$2,400 more needed in Waco

Formula: salary × (92.6 ÷ 89.9) = salary × 1.0300. Based on BEA Regional Price Parities.

Housing Market

El Paso, TX

Median Home Price
$226,000
Median Monthly Rent
$1,500
Housing Index
71.2
Price-to-Rent Ratio
12.6×

Waco, TX

Median Home Price
$246,000
Median Monthly Rent
$1,450
Housing Index
83.5
Price-to-Rent Ratio
14.1×

Waco has 17.3% higher housing costs compared to El Paso.

Income & Job Market

El Paso, TX

Median Household Income
$59,000
Per Capita Income
$33,600
Unemployment Rate
4.2%
Population
678,815
Top Industries
GovernmentMilitaryHealthcareRetailManufacturing

Waco, TX

Median Household Income
$62,700
Per Capita Income
$35,700
Unemployment Rate
3.7%
Population
138,486
Top Industries
EducationHealthcareManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

El Paso, TX
3.3×income-to-rent ratio

69% of income left after rent (median)

Waco, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.