CostIndexUSA

Eugene, OR vs Garland, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableOR
Eugene
101.6
overall index
$1,900/mo rent
TX
Garland
103.1
overall index
$1,775/mo rent

Eugene is slightly cheaper than Garland — 1.5% lower overall cost of living.

To match an $80,000 salary in Eugene, you would need $81,200 in Garland. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+19.8%
Eugene
98.4
Garland
117.9
🛒 Groceries2.4%
Eugene
105.3
Garland
102.8
🚗 Transportation0.6%
Eugene
105.3
Garland
104.7
🏥 Healthcare0.6%
Eugene
95.3
Garland
94.7
Utilities11.5%
Eugene
102.5
Garland
90.7

Salary Equivalency Calculator

Enter your current salary in Eugene to see what you'd need to earn in Garland to maintain the same purchasing power.

$
Equivalent salary in Garland, TX
$81,200
$1,200 more needed in Garland

Formula: salary × (103.1 ÷ 101.6) = salary × 1.0148. Based on BEA Regional Price Parities.

Housing Market

Eugene, OR

Median Home Price
$443,000
Median Monthly Rent
$1,900
Housing Index
98.4
Price-to-Rent Ratio
19.4×

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Garland has 19.8% higher housing costs compared to Eugene.

Income & Job Market

Eugene, OR

Median Household Income
$70,400
Per Capita Income
$40,100
Unemployment Rate
5.6%
Population
176,654
Top Industries
EducationHealthcareManufacturingTechnologyRetail

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Eugene, OR
3.1×income-to-rent ratio

68% of income left after rent (median)

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.