CostIndexUSA

Eugene, OR vs San Francisco, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableOR
Eugene
101.6
overall index
$1,900/mo rent
CA
San Francisco
115.6
overall index
$3,075/mo rent

Eugene is moderately cheaper than San Francisco — 13.8% lower overall cost of living.

To match an $80,000 salary in Eugene, you would need $91,000 in San Francisco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+97.9%
Eugene
98.4
San Francisco
194.7
🛒 Groceries+3.0%
Eugene
105.3
San Francisco
108.5
🚗 Transportation+5.9%
Eugene
105.3
San Francisco
111.5
🏥 Healthcare+5.9%
Eugene
95.3
San Francisco
100.9
Utilities+68.4%
Eugene
102.5
San Francisco
172.6

Salary Equivalency Calculator

Enter your current salary in Eugene to see what you'd need to earn in San Francisco to maintain the same purchasing power.

$
Equivalent salary in San Francisco, CA
$91,000
$11,000 more needed in San Francisco

Formula: salary × (115.6 ÷ 101.6) = salary × 1.1378. Based on BEA Regional Price Parities.

Housing Market

Eugene, OR

Median Home Price
$443,000
Median Monthly Rent
$1,900
Housing Index
98.4
Price-to-Rent Ratio
19.4×

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

San Francisco has 97.9% higher housing costs compared to Eugene.

Income & Job Market

Eugene, OR

Median Household Income
$70,400
Per Capita Income
$40,100
Unemployment Rate
5.6%
Population
176,654
Top Industries
EducationHealthcareManufacturingTechnologyRetail

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Eugene, OR
3.1×income-to-rent ratio

68% of income left after rent (median)

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.