CostIndexUSA

Fargo, ND vs Odessa, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Fargo
90.9
overall index
$1,100/mo rent
TX
Odessa
93.9
overall index
$1,550/mo rent

Fargo is slightly cheaper than Odessa — 3.3% lower overall cost of living.

To match an $80,000 salary in Fargo, you would need $82,600 in Odessa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+10.6%
Fargo
81.1
Odessa
89.7
🛒 Groceries2.0%
Fargo
95.7
Odessa
93.8
🚗 Transportation+5.4%
Fargo
95.9
Odessa
101.1
🏥 Healthcare+5.3%
Fargo
86.8
Odessa
91.4
Utilities+7.2%
Fargo
77.3
Odessa
82.9

Salary Equivalency Calculator

Enter your current salary in Fargo to see what you'd need to earn in Odessa to maintain the same purchasing power.

$
Equivalent salary in Odessa, TX
$82,600
$2,600 more needed in Odessa

Formula: salary × (93.9 ÷ 90.9) = salary × 1.0330. Based on BEA Regional Price Parities.

Housing Market

Fargo, ND

Median Home Price
$313,000
Median Monthly Rent
$1,100
Housing Index
81.1
Price-to-Rent Ratio
23.7×

Odessa, TX

Median Home Price
$246,000
Median Monthly Rent
$1,550
Housing Index
89.7
Price-to-Rent Ratio
13.2×

Odessa has 10.6% higher housing costs compared to Fargo.

Income & Job Market

Fargo, ND

Median Household Income
$72,900
Per Capita Income
$41,600
Unemployment Rate
3.7%
Population
125,990
Top Industries
HealthcareFinanceEducationTechnologyRetail

Odessa, TX

Median Household Income
$66,600
Per Capita Income
$38,000
Unemployment Rate
1.9%
Population
122,555
Top Industries
EnergyOil & GasHealthcareManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fargo, ND
5.5×income-to-rent ratio

82% of income left after rent (median)

Odessa, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.