CostIndexUSA

Fort Collins, CO vs Hagerstown, MD Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableMD
Hagerstown
94.2
overall index
$1,550/mo rent

Hagerstown is moderately cheaper than Fort Collins — 6.8% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $74,500 in Hagerstown. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing37.2%
Fort Collins
120.6
Hagerstown
75.7
🛒 Groceries≈ Equal
Fort Collins
96.1
Hagerstown
96.4
🚗 Transportation≈ Equal
Fort Collins
104.8
Hagerstown
104.5
🏥 Healthcare≈ Equal
Fort Collins
94.8
Hagerstown
94.5
Utilities+16.4%
Fort Collins
82.2
Hagerstown
95.7

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Hagerstown to maintain the same purchasing power.

$
Equivalent salary in Hagerstown, MD
$74,500
$5,500 less needed in Hagerstown

Formula: salary × (94.2 ÷ 101.1) = salary × 0.9318. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Hagerstown, MD

Median Home Price
$313,000
Median Monthly Rent
$1,550
Housing Index
75.7
Price-to-Rent Ratio
16.8×

Fort Collins has 37.2% lower housing costs compared to Hagerstown.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Hagerstown, MD

Median Household Income
$75,400
Per Capita Income
$43,000
Unemployment Rate
4.4%
Population
43,484
Top Industries
HealthcareManufacturingLogisticsRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Hagerstown, MD
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.