CICostIndexUSA

Fort Collins, CO vs Lancaster, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,950/mo rent
More AffordablePA
Lancaster
98.3
overall index
$1,525/mo rent

Lancaster is slightly cheaper than Fort Collins — 2.8% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $77,800 in Lancaster. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing22.2%
Fort Collins
120.6
Lancaster
93.8
🛒 Groceries+4.8%
Fort Collins
96.1
Lancaster
100.7
🚗 Transportation2.1%
Fort Collins
104.8
Lancaster
102.6
🏥 Healthcare2.1%
Fort Collins
94.8
Lancaster
92.8
Utilities+30.5%
Fort Collins
82.2
Lancaster
107.3

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Lancaster to maintain the same purchasing power.

$
Equivalent salary in Lancaster, PA
$77,800
$2,200 less needed in Lancaster

Formula: salary × (98.3 ÷ 101.1) = salary × 0.9723. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$558,000
Median Monthly Rent
$1,950
Housing Index
120.6
Price-to-Rent Ratio
23.8×

Lancaster, PA

Median Home Price
$393,000
Median Monthly Rent
$1,525
Housing Index
93.8
Price-to-Rent Ratio
21.5×

Fort Collins has 22.2% lower housing costs compared to Lancaster.

Income & Job Market

Fort Collins, CO

Median Household Income
$93,300
Per Capita Income
$53,200
Unemployment Rate
4.2%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Lancaster, PA

Median Household Income
$85,800
Per Capita Income
$48,900
Unemployment Rate
3%
Population
59,322
Top Industries
HealthcareManufacturingRetailTourismAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
4.0×income-to-rent ratio

75% of income left after rent (median)

Lancaster, PA
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.