CostIndexUSA

Fort Collins, CO vs Lubbock, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableTX
Lubbock
91.3
overall index
$1,350/mo rent

Lubbock is moderately cheaper than Fort Collins — 9.7% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $72,200 in Lubbock. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing36.7%
Fort Collins
120.6
Lubbock
76.4
🛒 Groceries2.4%
Fort Collins
96.1
Lubbock
93.8
🚗 Transportation3.5%
Fort Collins
104.8
Lubbock
101.1
🏥 Healthcare3.6%
Fort Collins
94.8
Lubbock
91.4
Utilities+0.7%
Fort Collins
82.2
Lubbock
82.8

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Lubbock to maintain the same purchasing power.

$
Equivalent salary in Lubbock, TX
$72,200
$7,800 less needed in Lubbock

Formula: salary × (91.3 ÷ 101.1) = salary × 0.9031. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

Fort Collins has 36.7% lower housing costs compared to Lubbock.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.