CostIndexUSA

Fort Collins, CO vs Midland, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableTX
Midland
95.8
overall index
$1,575/mo rent

Midland is moderately cheaper than Fort Collins — 5.2% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $75,800 in Midland. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing15.8%
Fort Collins
120.6
Midland
101.5
🛒 Groceries2.4%
Fort Collins
96.1
Midland
93.8
🚗 Transportation3.5%
Fort Collins
104.8
Midland
101.1
🏥 Healthcare3.6%
Fort Collins
94.8
Midland
91.4
Utilities+1.2%
Fort Collins
82.2
Midland
83.2

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Midland to maintain the same purchasing power.

$
Equivalent salary in Midland, TX
$75,800
$4,200 less needed in Midland

Formula: salary × (95.8 ÷ 101.1) = salary × 0.9476. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Midland, TX

Median Home Price
$320,000
Median Monthly Rent
$1,575
Housing Index
101.5
Price-to-Rent Ratio
16.9×

Fort Collins has 15.8% lower housing costs compared to Midland.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Midland, TX

Median Household Income
$92,900
Per Capita Income
$53,000
Unemployment Rate
2.2%
Population
132,950
Top Industries
EnergyOil & GasHealthcareManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Midland, TX
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.