CostIndexUSA

Fort Collins, CO vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCO
Fort Collins
101.1
overall index
$1,875/mo rent
CA
Oxnard
110.5
overall index
$2,975/mo rent

Fort Collins is moderately cheaper than Oxnard — 9.3% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $87,400 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+41.9%
Fort Collins
120.6
Oxnard
171.1
🛒 Groceries+9.5%
Fort Collins
96.1
Oxnard
105.2
🚗 Transportation≈ Equal
Fort Collins
104.8
Oxnard
105.3
🏥 Healthcare≈ Equal
Fort Collins
94.8
Oxnard
95.3
Utilities+86.0%
Fort Collins
82.2
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$87,400
$7,400 more needed in Oxnard

Formula: salary × (110.5 ÷ 101.1) = salary × 1.0930. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Oxnard has 41.9% higher housing costs compared to Fort Collins.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.