CostIndexUSA

Fort Collins, CO vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCO
Fort Collins
101.1
overall index
$1,875/mo rent
TX
Plano
103.1
overall index
$1,775/mo rent

Fort Collins is slightly cheaper than Plano — 2.0% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $81,600 in Plano. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing2.2%
Fort Collins
120.6
Plano
117.9
🛒 Groceries+7.0%
Fort Collins
96.1
Plano
102.8
🚗 Transportation≈ Equal
Fort Collins
104.8
Plano
104.7
🏥 Healthcare≈ Equal
Fort Collins
94.8
Plano
94.7
Utilities+10.3%
Fort Collins
82.2
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$81,600
$1,600 more needed in Plano

Formula: salary × (103.1 ÷ 101.1) = salary × 1.0198. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Fort Collins has 2.2% lower housing costs compared to Plano.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.