CostIndexUSA

Fort Collins, CO vs Santa Fe, NM Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableNM
Santa Fe
98.8
overall index
$1,950/mo rent

Santa Fe is slightly cheaper than Fort Collins — 2.3% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $78,200 in Santa Fe. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing10.4%
Fort Collins
120.6
Santa Fe
108
🛒 Groceries≈ Equal
Fort Collins
96.1
Santa Fe
96.1
🚗 Transportation1.2%
Fort Collins
104.8
Santa Fe
103.5
🏥 Healthcare1.3%
Fort Collins
94.8
Santa Fe
93.6
Utilities6.7%
Fort Collins
82.2
Santa Fe
76.7

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Santa Fe to maintain the same purchasing power.

$
Equivalent salary in Santa Fe, NM
$78,200
$1,800 less needed in Santa Fe

Formula: salary × (98.8 ÷ 101.1) = salary × 0.9773. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Santa Fe, NM

Median Home Price
$541,000
Median Monthly Rent
$1,950
Housing Index
108
Price-to-Rent Ratio
23.1×

Fort Collins has 10.4% lower housing costs compared to Santa Fe.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Santa Fe, NM

Median Household Income
$78,700
Per Capita Income
$44,900
Unemployment Rate
4.7%
Population
84,683
Top Industries
GovernmentTourismArtsHealthcareEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Santa Fe, NM
3.4×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.