CostIndexUSA

Fort Collins, CO vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent

South Bend is moderately cheaper than Fort Collins — 8.1% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $73,500 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing38.1%
Fort Collins
120.6
South Bend
74.6
🛒 Groceries2.0%
Fort Collins
96.1
South Bend
94.2
🚗 Transportation0.6%
Fort Collins
104.8
South Bend
104.2
🏥 Healthcare≈ Equal
Fort Collins
94.8
South Bend
94.3
Utilities+6.7%
Fort Collins
82.2
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$73,500
$6,500 less needed in South Bend

Formula: salary × (92.9 ÷ 101.1) = salary × 0.9189. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Fort Collins has 38.1% lower housing costs compared to South Bend.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.