CostIndexUSA

Fort Collins, CO vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Fort Collins — 8.3% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $73,400 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing45.2%
Fort Collins
120.6
Utica
66.1
🛒 Groceries+3.7%
Fort Collins
96.1
Utica
99.7
🚗 Transportation2.1%
Fort Collins
104.8
Utica
102.6
🏥 Healthcare2.0%
Fort Collins
94.8
Utica
92.9
Utilities+60.5%
Fort Collins
82.2
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$73,400
$6,600 less needed in Utica

Formula: salary × (92.7 ÷ 101.1) = salary × 0.9169. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Fort Collins has 45.2% lower housing costs compared to Utica.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.