CostIndexUSA

Fort Smith, AR vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAR
Fort Smith
85.9
overall index
$1,025/mo rent
IN
South Bend
92.9
overall index
$1,375/mo rent

Fort Smith is moderately cheaper than South Bend — 8.1% lower overall cost of living.

To match an $80,000 salary in Fort Smith, you would need $86,500 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+39.7%
Fort Smith
53.4
South Bend
74.6
🛒 Groceries+0.6%
Fort Smith
93.6
South Bend
94.2
🚗 Transportation+4.1%
Fort Smith
100.1
South Bend
104.2
🏥 Healthcare+4.1%
Fort Smith
90.6
South Bend
94.3
Utilities+18.8%
Fort Smith
73.8
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Fort Smith to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$86,500
$6,500 more needed in South Bend

Formula: salary × (92.9 ÷ 85.9) = salary × 1.0815. Based on BEA Regional Price Parities.

Housing Market

Fort Smith, AR

Median Home Price
$195,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
15.9×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

South Bend has 39.7% higher housing costs compared to Fort Smith.

Income & Job Market

Fort Smith, AR

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
3.8%
Population
88,037
Top Industries
ManufacturingHealthcareRetailGovernmentFinance

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Smith, AR
4.8×income-to-rent ratio

79% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.