CostIndexUSA

Fort Smith, AR vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAR
Fort Smith
85.9
overall index
$1,025/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Fort Smith is significantly cheaper than St. Paul — 22.0% lower overall cost of living.

To match an $80,000 salary in Fort Smith, you would need $97,600 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+109.4%
Fort Smith
53.4
St. Paul
111.8
🛒 Groceries+10.1%
Fort Smith
93.6
St. Paul
103.1
🚗 Transportation+9.5%
Fort Smith
100.1
St. Paul
109.6
🏥 Healthcare+9.5%
Fort Smith
90.6
St. Paul
99.2
Utilities+26.7%
Fort Smith
73.8
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Fort Smith to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$97,600
$17,600 more needed in St. Paul

Formula: salary × (104.8 ÷ 85.9) = salary × 1.2200. Based on BEA Regional Price Parities.

Housing Market

Fort Smith, AR

Median Home Price
$195,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
15.9×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 109.4% higher housing costs compared to Fort Smith.

Income & Job Market

Fort Smith, AR

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
3.8%
Population
88,037
Top Industries
ManufacturingHealthcareRetailGovernmentFinance

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Smith, AR
4.8×income-to-rent ratio

79% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.