CostIndexUSA

Fremont, CA vs Lubbock, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableTX
Lubbock
91.3
overall index
$1,350/mo rent

Lubbock is significantly cheaper than Fremont — 21.0% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $63,200 in Lubbock. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing60.8%
Fremont
194.7
Lubbock
76.4
🛒 Groceries13.5%
Fremont
108.5
Lubbock
93.8
🚗 Transportation9.3%
Fremont
111.5
Lubbock
101.1
🏥 Healthcare9.4%
Fremont
100.9
Lubbock
91.4
Utilities52.0%
Fremont
172.6
Lubbock
82.8

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in Lubbock to maintain the same purchasing power.

$
Equivalent salary in Lubbock, TX
$63,200
$16,800 less needed in Lubbock

Formula: salary × (91.3 ÷ 115.6) = salary × 0.7898. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

Fremont has 60.8% lower housing costs compared to Lubbock.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.