CostIndexUSA

Fremont, CA vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableCA
Oxnard
110.5
overall index
$2,975/mo rent

Oxnard is slightly cheaper than Fremont — 4.4% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $76,500 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing12.1%
Fremont
194.7
Oxnard
171.1
🛒 Groceries3.0%
Fremont
108.5
Oxnard
105.2
🚗 Transportation5.6%
Fremont
111.5
Oxnard
105.3
🏥 Healthcare5.6%
Fremont
100.9
Oxnard
95.3
Utilities11.4%
Fremont
172.6
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$76,500
$3,500 less needed in Oxnard

Formula: salary × (110.5 ÷ 115.6) = salary × 0.9559. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Fremont has 12.1% lower housing costs compared to Oxnard.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.