CostIndexUSA

Fremont, CA vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableCA
San Bernardino
106.4
overall index
$2,475/mo rent

San Bernardino is moderately cheaper than Fremont — 8.0% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $73,600 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing33.6%
Fremont
194.7
San Bernardino
129.3
🛒 Groceries6.5%
Fremont
108.5
San Bernardino
101.4
🚗 Transportation4.7%
Fremont
111.5
San Bernardino
106.3
🏥 Healthcare4.7%
Fremont
100.9
San Bernardino
96.2
Utilities13.9%
Fremont
172.6
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$73,600
$6,400 less needed in San Bernardino

Formula: salary × (106.4 ÷ 115.6) = salary × 0.9204. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Fremont has 33.6% lower housing costs compared to San Bernardino.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.