CostIndexUSA

Fremont, CA vs Santa Barbara, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableCA
Santa Barbara
108.8
overall index
$2,275/mo rent

Santa Barbara is moderately cheaper than Fremont — 5.9% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $75,300 in Santa Barbara. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing22.2%
Fremont
194.7
Santa Barbara
151.4
🛒 Groceries3.0%
Fremont
108.5
Santa Barbara
105.2
🚗 Transportation5.6%
Fremont
111.5
Santa Barbara
105.3
🏥 Healthcare5.6%
Fremont
100.9
Santa Barbara
95.3
Utilities13.2%
Fremont
172.6
Santa Barbara
149.8

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in Santa Barbara to maintain the same purchasing power.

$
Equivalent salary in Santa Barbara, CA
$75,300
$4,700 less needed in Santa Barbara

Formula: salary × (108.8 ÷ 115.6) = salary × 0.9412. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Fremont has 22.2% lower housing costs compared to Santa Barbara.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.