CostIndexUSA

Gainesville, FL vs Killeen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Gainesville
96.7
overall index
$1,650/mo rent
More AffordableTX
Killeen
91.1
overall index
$1,325/mo rent

Killeen is moderately cheaper than Gainesville — 5.8% lower overall cost of living.

To match an $80,000 salary in Gainesville, you would need $75,400 in Killeen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing16.2%
Gainesville
93
Killeen
77.9
🛒 Groceries2.5%
Gainesville
96.2
Killeen
93.8
🚗 Transportation2.6%
Gainesville
103.8
Killeen
101.1
🏥 Healthcare2.7%
Gainesville
93.9
Killeen
91.4
Utilities7.9%
Gainesville
88.2
Killeen
81.2

Salary Equivalency Calculator

Enter your current salary in Gainesville to see what you'd need to earn in Killeen to maintain the same purchasing power.

$
Equivalent salary in Killeen, TX
$75,400
$4,600 less needed in Killeen

Formula: salary × (91.1 ÷ 96.7) = salary × 0.9421. Based on BEA Regional Price Parities.

Housing Market

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Killeen, TX

Median Home Price
$247,000
Median Monthly Rent
$1,325
Housing Index
77.9
Price-to-Rent Ratio
15.5×

Gainesville has 16.2% lower housing costs compared to Killeen.

Income & Job Market

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Killeen, TX

Median Household Income
$71,000
Per Capita Income
$40,500
Unemployment Rate
5.2%
Population
154,823
Top Industries
MilitaryHealthcareRetailGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Killeen, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.