CostIndexUSA

Gainesville, FL vs Naples, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Gainesville
96.7
overall index
$1,650/mo rent
FL
Naples
103.2
overall index
$2,650/mo rent

Gainesville is moderately cheaper than Naples — 6.7% lower overall cost of living.

To match an $80,000 salary in Gainesville, you would need $85,400 in Naples. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+39.1%
Gainesville
93
Naples
129.4
🛒 Groceries≈ Equal
Gainesville
96.2
Naples
96.2
🚗 Transportation≈ Equal
Gainesville
103.8
Naples
103.8
🏥 Healthcare≈ Equal
Gainesville
93.9
Naples
93.9
Utilities≈ Equal
Gainesville
88.2
Naples
87.8

Salary Equivalency Calculator

Enter your current salary in Gainesville to see what you'd need to earn in Naples to maintain the same purchasing power.

$
Equivalent salary in Naples, FL
$85,400
$5,400 more needed in Naples

Formula: salary × (103.2 ÷ 96.7) = salary × 1.0672. Based on BEA Regional Price Parities.

Housing Market

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Naples has 39.1% higher housing costs compared to Gainesville.

Income & Job Market

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.