CICostIndexUSA

Gainesville, FL vs Nashville, TN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostFL
Gainesville
96.7
overall index
$1,675/mo rent
TN
Nashville
96.3
overall index
$1,800/mo rent

Gainesville and Nashville have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+12.5%
Gainesville
93
Nashville
104.6
🛒 Groceries≈ Equal
Gainesville
96.2
Nashville
96.2
🚗 Transportation3.8%
Gainesville
103.8
Nashville
99.9
🏥 Healthcare3.7%
Gainesville
93.9
Nashville
90.4
Utilities18.4%
Gainesville
88.2
Nashville
72

Salary Equivalency Calculator

Enter your current salary in Gainesville to see what you'd need to earn in Nashville to maintain the same purchasing power.

$
Equivalent salary in Nashville, TN
$79,700
$300 less needed in Nashville

Formula: salary × (96.3 ÷ 96.7) = salary × 0.9959. Based on BEA Regional Price Parities.

Housing Market

Gainesville, FL

Median Home Price
$306,000
Median Monthly Rent
$1,675
Housing Index
93
Price-to-Rent Ratio
15.2×

Nashville, TN

Median Home Price
$458,000
Median Monthly Rent
$1,800
Housing Index
104.6
Price-to-Rent Ratio
21.2×

Nashville has 12.5% higher housing costs compared to Gainesville.

Income & Job Market

Gainesville, FL

Median Household Income
$61,900
Per Capita Income
$35,300
Unemployment Rate
4.5%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Nashville, TN

Median Household Income
$88,800
Per Capita Income
$50,600
Unemployment Rate
3.4%
Population
689,447
Top Industries
HealthcareMusicTourismManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gainesville, FL
3.1×income-to-rent ratio

68% of income left after rent (median)

Nashville, TN
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.