CostIndexUSA

Gainesville, FL vs Omaha, NE Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Gainesville
96.7
overall index
$1,650/mo rent
More AffordableNE
Omaha
91.9
overall index
$1,400/mo rent

Omaha is moderately cheaper than Gainesville — 5.0% lower overall cost of living.

To match an $80,000 salary in Gainesville, you would need $76,000 in Omaha. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.1%
Gainesville
93
Omaha
86.4
🛒 Groceries2.2%
Gainesville
96.2
Omaha
94.1
🚗 Transportation6.0%
Gainesville
103.8
Omaha
97.6
🏥 Healthcare6.0%
Gainesville
93.9
Omaha
88.3
Utilities13.4%
Gainesville
88.2
Omaha
76.4

Salary Equivalency Calculator

Enter your current salary in Gainesville to see what you'd need to earn in Omaha to maintain the same purchasing power.

$
Equivalent salary in Omaha, NE
$76,000
$4,000 less needed in Omaha

Formula: salary × (91.9 ÷ 96.7) = salary × 0.9504. Based on BEA Regional Price Parities.

Housing Market

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Omaha, NE

Median Home Price
$295,000
Median Monthly Rent
$1,400
Housing Index
86.4
Price-to-Rent Ratio
17.6×

Gainesville has 7.1% lower housing costs compared to Omaha.

Income & Job Market

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Omaha, NE

Median Household Income
$81,400
Per Capita Income
$46,400
Unemployment Rate
2.6%
Population
486,051
Top Industries
FinanceInsuranceHealthcareTelecommunicationsManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Omaha, NE
4.8×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.