CostIndexUSA

Garland, TX vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostTX
Garland
103.1
overall index
$1,775/mo rent
TX
Plano
103.1
overall index
$1,775/mo rent

Garland and Plano have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing≈ Equal
Garland
117.9
Plano
117.9
🛒 Groceries≈ Equal
Garland
102.8
Plano
102.8
🚗 Transportation≈ Equal
Garland
104.7
Plano
104.7
🏥 Healthcare≈ Equal
Garland
94.7
Plano
94.7
Utilities≈ Equal
Garland
90.7
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$80,000
Same salary works in both cities

Formula: salary × (103.1 ÷ 103.1) = salary × 1.0000. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.