CostIndexUSA

Garland, TX vs Santa Barbara, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Garland
103.1
overall index
$1,775/mo rent
CA
Santa Barbara
108.8
overall index
$2,275/mo rent

Garland is moderately cheaper than Santa Barbara — 5.5% lower overall cost of living.

To match an $80,000 salary in Garland, you would need $84,400 in Santa Barbara. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+28.4%
Garland
117.9
Santa Barbara
151.4
🛒 Groceries+2.3%
Garland
102.8
Santa Barbara
105.2
🚗 Transportation+0.6%
Garland
104.7
Santa Barbara
105.3
🏥 Healthcare+0.6%
Garland
94.7
Santa Barbara
95.3
Utilities+65.2%
Garland
90.7
Santa Barbara
149.8

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in Santa Barbara to maintain the same purchasing power.

$
Equivalent salary in Santa Barbara, CA
$84,400
$4,400 more needed in Santa Barbara

Formula: salary × (108.8 ÷ 103.1) = salary × 1.0553. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Santa Barbara has 28.4% higher housing costs compared to Garland.

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.