CostIndexUSA

Gilbert, AZ vs Lynchburg, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AZ
Gilbert
103.3
overall index
$1,725/mo rent
More AffordableVA
Lynchburg
89.4
overall index
$1,300/mo rent

Lynchburg is moderately cheaper than Gilbert — 13.5% lower overall cost of living.

To match an $80,000 salary in Gilbert, you would need $69,200 in Lynchburg. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing47.3%
Gilbert
121.2
Lynchburg
63.9
🛒 Groceries+1.9%
Gilbert
95
Lynchburg
96.8
🚗 Transportation5.2%
Gilbert
109.2
Lynchburg
103.5
🏥 Healthcare5.2%
Gilbert
98.8
Lynchburg
93.7
Utilities5.9%
Gilbert
93.3
Lynchburg
87.8

Salary Equivalency Calculator

Enter your current salary in Gilbert to see what you'd need to earn in Lynchburg to maintain the same purchasing power.

$
Equivalent salary in Lynchburg, VA
$69,200
$10,800 less needed in Lynchburg

Formula: salary × (89.4 ÷ 103.3) = salary × 0.8654. Based on BEA Regional Price Parities.

Housing Market

Gilbert, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Lynchburg, VA

Median Home Price
$277,000
Median Monthly Rent
$1,300
Housing Index
63.9
Price-to-Rent Ratio
17.8×

Gilbert has 47.3% lower housing costs compared to Lynchburg.

Income & Job Market

Gilbert, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
254,114
Top Industries
TechnologyHealthcareFinanceManufacturingRetail

Lynchburg, VA

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
2.9%
Population
82,168
Top Industries
HealthcareEducationManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gilbert, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Lynchburg, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.