CostIndexUSA

Grand Rapids, MI vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMI
Grand Rapids
95.5
overall index
$1,650/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Grand Rapids is moderately cheaper than St. Paul — 9.7% lower overall cost of living.

To match an $80,000 salary in Grand Rapids, you would need $87,800 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+29.1%
Grand Rapids
86.6
St. Paul
111.8
🛒 Groceries+10.0%
Grand Rapids
93.7
St. Paul
103.1
🚗 Transportation+4.9%
Grand Rapids
104.5
St. Paul
109.6
🏥 Healthcare+4.9%
Grand Rapids
94.6
St. Paul
99.2
Utilities≈ Equal
Grand Rapids
93.8
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Grand Rapids to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$87,800
$7,800 more needed in St. Paul

Formula: salary × (104.8 ÷ 95.5) = salary × 1.0974. Based on BEA Regional Price Parities.

Housing Market

Grand Rapids, MI

Median Home Price
$339,000
Median Monthly Rent
$1,650
Housing Index
86.6
Price-to-Rent Ratio
17.1×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 29.1% higher housing costs compared to Grand Rapids.

Income & Job Market

Grand Rapids, MI

Median Household Income
$78,000
Per Capita Income
$44,500
Unemployment Rate
3.2%
Population
198,917
Top Industries
ManufacturingHealthcareFinanceEducationTechnology

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Grand Rapids, MI
3.9×income-to-rent ratio

75% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.