CostIndexUSA

Hagerstown, MD vs Hartford, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMD
Hagerstown
94.2
overall index
$1,550/mo rent
CT
Hartford
102.7
overall index
$1,875/mo rent

Hagerstown is moderately cheaper than Hartford — 9.0% lower overall cost of living.

To match an $80,000 salary in Hagerstown, you would need $87,200 in Hartford. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+45.6%
Hagerstown
75.7
Hartford
110.2
🛒 Groceries+0.9%
Hagerstown
96.4
Hartford
97.3
🚗 Transportation+3.2%
Hagerstown
104.5
Hartford
107.8
🏥 Healthcare+3.2%
Hagerstown
94.5
Hartford
97.5
Utilities+51.4%
Hagerstown
95.7
Hartford
144.9

Salary Equivalency Calculator

Enter your current salary in Hagerstown to see what you'd need to earn in Hartford to maintain the same purchasing power.

$
Equivalent salary in Hartford, CT
$87,200
$7,200 more needed in Hartford

Formula: salary × (102.7 ÷ 94.2) = salary × 1.0902. Based on BEA Regional Price Parities.

Housing Market

Hagerstown, MD

Median Home Price
$313,000
Median Monthly Rent
$1,550
Housing Index
75.7
Price-to-Rent Ratio
16.8×

Hartford, CT

Median Home Price
$377,000
Median Monthly Rent
$1,875
Housing Index
110.2
Price-to-Rent Ratio
16.8×

Hartford has 45.6% higher housing costs compared to Hagerstown.

Income & Job Market

Hagerstown, MD

Median Household Income
$75,400
Per Capita Income
$43,000
Unemployment Rate
4.4%
Population
43,484
Top Industries
HealthcareManufacturingLogisticsRetailGovernment

Hartford, CT

Median Household Income
$92,200
Per Capita Income
$52,600
Unemployment Rate
4.3%
Population
121,054
Top Industries
FinanceInsuranceHealthcareGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Hagerstown, MD
4.1×income-to-rent ratio

75% of income left after rent (median)

Hartford, CT
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.