CostIndexUSA

Hagerstown, MD vs Irving, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMD
Hagerstown
94.2
overall index
$1,550/mo rent
TX
Irving
103.1
overall index
$1,775/mo rent

Hagerstown is moderately cheaper than Irving — 9.4% lower overall cost of living.

To match an $80,000 salary in Hagerstown, you would need $87,600 in Irving. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+55.7%
Hagerstown
75.7
Irving
117.9
🛒 Groceries+6.6%
Hagerstown
96.4
Irving
102.8
🚗 Transportation≈ Equal
Hagerstown
104.5
Irving
104.7
🏥 Healthcare≈ Equal
Hagerstown
94.5
Irving
94.7
Utilities5.2%
Hagerstown
95.7
Irving
90.7

Salary Equivalency Calculator

Enter your current salary in Hagerstown to see what you'd need to earn in Irving to maintain the same purchasing power.

$
Equivalent salary in Irving, TX
$87,600
$7,600 more needed in Irving

Formula: salary × (103.1 ÷ 94.2) = salary × 1.0945. Based on BEA Regional Price Parities.

Housing Market

Hagerstown, MD

Median Home Price
$313,000
Median Monthly Rent
$1,550
Housing Index
75.7
Price-to-Rent Ratio
16.8×

Irving, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Irving has 55.7% higher housing costs compared to Hagerstown.

Income & Job Market

Hagerstown, MD

Median Household Income
$75,400
Per Capita Income
$43,000
Unemployment Rate
4.4%
Population
43,484
Top Industries
HealthcareManufacturingLogisticsRetailGovernment

Irving, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
256,684
Top Industries
TechnologyFinanceManufacturingLogisticsHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Hagerstown, MD
4.1×income-to-rent ratio

75% of income left after rent (median)

Irving, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.