CostIndexUSA

Harrisburg, PA vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Harrisburg
98.7
overall index
$1,400/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Harrisburg is moderately cheaper than Modesto — 5.5% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $84,400 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+12.7%
Harrisburg
96.3
Modesto
108.5
🛒 Groceries+4.5%
Harrisburg
100.7
Modesto
105.2
🚗 Transportation+2.6%
Harrisburg
102.6
Modesto
105.3
🏥 Healthcare+2.7%
Harrisburg
92.8
Modesto
95.3
Utilities+40.9%
Harrisburg
108.1
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$84,400
$4,400 more needed in Modesto

Formula: salary × (104.1 ÷ 98.7) = salary × 1.0547. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Modesto has 12.7% higher housing costs compared to Harrisburg.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.