CostIndexUSA

Harrisburg, PA vs Naples, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Harrisburg
98.7
overall index
$1,400/mo rent
FL
Naples
103.2
overall index
$2,650/mo rent

Harrisburg is slightly cheaper than Naples — 4.6% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $83,600 in Naples. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+34.4%
Harrisburg
96.3
Naples
129.4
🛒 Groceries4.5%
Harrisburg
100.7
Naples
96.2
🚗 Transportation+1.2%
Harrisburg
102.6
Naples
103.8
🏥 Healthcare+1.2%
Harrisburg
92.8
Naples
93.9
Utilities18.8%
Harrisburg
108.1
Naples
87.8

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Naples to maintain the same purchasing power.

$
Equivalent salary in Naples, FL
$83,600
$3,600 more needed in Naples

Formula: salary × (103.2 ÷ 98.7) = salary × 1.0456. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Naples has 34.4% higher housing costs compared to Harrisburg.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.